Health Insurance (OSHC/OVHC)

Protecting Your Health, Ensuring Your Peace of Mind

Your Health, Our Priority: Understanding OSHC and OVHC

Healthcare is a top priority when studying, working, or residing in Australia. Adequate health insurance ensures you and your family have access to essential medical services when needed. Whether you're an international student (Overseas Student Health Cover - OSHC) or a temporary resident (Overseas Visitor Health Cover - OVHC), Solve Education and Migration is here to guide you in making informed choices about your health insurance needs.

Our Assistance

  • Plan Selection: We help you choose the right OSHC or OVHC plan tailored to your needs and circumstances.
  • Policy Information: Our team provides detailed information about your health insurance coverage and benefits.
  • Application Guidance: We assist you with the application process to ensure a smooth and hassle-free experience.
  • Claim Assistance: Should the need arise, we help you navigate the claims process with your health insurance provider.
  • Renewal and Updates: We guide you through policy renewals and updates to accommodate changing circumstances.

Understanding OSHC

Overseas Student Health Cover

Overseas Student Health Cover (OSHC) is mandatory for international students in Australia. OSHC provides you with essential health insurance benefits during your stay, including doctor visits, hospitalization, and prescription medications. It's a vital safety net for your health and well-being while you pursue your education.

Overseas Student Health Cover (OSHC) is a specific type of health insurance designed for international students studying in Australia on a student visa (Subclass 500). It is a mandatory requirement for all student visa holders and their accompanying family members. Therefore, OSHC is directly associated with the Student Visa (Subclass 500) and its dependent visas, including:

  • Student Visa (Subclass 500): This is the primary visa that allows international students to study in Australia. OSHC is a mandatory requirement for all Subclass 500 visa holders.
  • Student Guardian Visa (Subclass 590): If you are a parent or legal guardian of an international student under the age of 18, you can apply for the Student Guardian Visa. OSHC is also required for Subclass 590 visa holders.

What OVHC Covers

Overseas Visitor Health Cover

For temporary residents, such as skilled workers, family members, or retirees visiting Australia, Overseas Visitor Health Cover (OVHC) is essential. OVHC ensures that you have access to medical services, hospitalization, and emergencies during your stay. It offers peace of mind and protection for you and your loved ones during your time in Australia.

Overseas Visitor Health Cover (OVHC) is health insurance designed for temporary residents and visitors to Australia who are not eligible for the country's Medicare system. OVHC is a requirement for certain visa subclasses and provides coverage for medical expenses during your stay in Australia. The visa subclasses that typically require OVHC include:

  1. Visitor Visa (Subclass 600): Tourist visas, including the Visitor Visa, often require OVHC for visa applicants who are not eligible for Medicare. This includes tourist visa holders, family visitors, and business visitors.
  2. Working Holiday Visa (Subclass 417) and Work and Holiday Visa (Subclass 462): These temporary visas for young travellers often require OVHC as a condition for visa approval.
  3. Temporary Work Visas: Various temporary work visas, such as the Temporary Skill Shortage (TSS) Visa (Subclass 482) and the Temporary Work (Skilled) Visa (Subclass 457), may require OVHC for visa applicants and their family members.
  4. Family Visas: Certain family reunion visas, like the Contributory Parent Visa (Subclass 143), may also require OVHC for visa applicants and their accompanying family members.

Secure Your Well-being

Your health and well-being are paramount during your stay in Australia. Connect with Solve Education and Migration to explore your OSHC and OVHC options and secure the peace of mind that comes with comprehensive health insurance coverage.